We buy houses facing foreclosure anywhere in Colorado. The state's Public Trustee process runs 110-125 days from initial filing to sale. We close before the auction. Pay off your mortgage. Protect your credit. Walk away with any remaining equity.
Colorado uses a unique Public Trustee foreclosure process that's different from both judicial-foreclosure states (like Iowa or Indiana) and traditional non-judicial states (like California or Arizona). It's governed by Colorado Revised Statutes Title 38, Article 38.
Selling before the Public Trustee Sale is materially better than letting the foreclosure complete:
Call or fill out the form. Tell us where you are: behind on payments, NED filed, Rule 120 hearing scheduled, Public Trustee Sale date set.
Recent sold comps for your specific Colorado neighborhood. We estimate your mortgage payoff plus Public Trustee fees and calculate remaining equity.
Clear written offer with the math shown.
At a Colorado title company. The title company handles payoff directly. If a sale date is approaching, we coordinate to close before — we've done this in as few as 10 days.
If you're significantly underwater on the mortgage — payoff greater than the house is worth — a short sale negotiated with your lender is usually better than a cash sale. We'll tell you that on the first call.
If you have any equity, even $10k-$30k, a cash sale before the Public Trustee Sale usually nets more than letting the foreclosure complete. At Public Trustee Sales, properties routinely sell for just the payoff amount.